Hi!
I’d advise thinking about the 2.0 150 TDi if at all possible.
the 105 in the 1.6 is a good engine, with a nice spread of torque, but the 150 HP version is much more driveable, and frankly virtually the same for consumption in the real world, where you can use the extra power and torque to avoid the higher revs that eat into the 1.6 consumption.
honestly – the running costs are almost the same (I don’t know about your insurance, obviously).
Have you driven both yet? Worth trying them side by side…..
there are also some good deals on demo and pre-reg cars already in dealers, and they can also access cars from seat as well as their own stock…
good luck anyway, and welcome:-)
andrew